ARTICLES
Inflation & Interest Rates: What’s the Relation?
{Discover Personal Loans] You might have noticed you’re paying more these days for groceries, gas, clothes, and other things. You might also be hearing about interest...
What Is the Federal Reserve & What Does It Do?
[Discover Personal Loans] You may be hearing a lot about the Federal Reserve these days. Often simply called “the Fed,” the Federal Reserve System is the central bank...
What Is Credit History & How Can You Help Build It?
[Discover Personal Loans] Your credit history is the primary source of information for lenders about your financial past and present. Some people have a long credit...
What Is a Credit Score?
[Discover Personal Loans] Your credit score tells lenders about your creditworthiness—or how likely you are to pay your bills on time. That’s why lenders weigh your...
How to Read a Credit Report and What It Means
[Discover Personal Loans] Your credit history is one of the most important pieces of information in your financial life. Your credit report is a snapshot of your credit...
From LIBOR to SOFR: Why the Upcoming Shift Matters to Everyone
[Bank of the West/BNP Paribas] As the world shifts away from LIBOR, companies of all sizes will feel the impact. Is your business ready? For more than 40 years, the...
The Digital World Comes to Campus
[Discover Global Network] Universities across the globe have confronted the need like never before to enhance their payment and digital capabilities. The world of...
Banking in the Cloud: Is the Industry Ready?
[Forbes, for Bank of the West/BNP Paribas] For generations, commercial banking was constricted by legacy systems, segmented databases and the dominance of local...
Wearable Payments: A Growing Trend in the Consumer Journey
[Discover Global Network] Social trends change what we wear—and now increasingly the way we pay. With consumers’ preference for everything contact-free, wearable...
Payments in 2021: A New Year, A New World
[Discover Global Network] While 2020 was a difficult year, foretelling what 2021 will bring might be even tougher. The COVID-19 pandemic affected the entire payments...
5 Holiday Trends That Every Merchant Should Know in 2020
[Discover Global Network] This year’s holiday shopping season is likely to be very similar to the year itself: suddenly and unexpectedly unlike anything that anyone has...
4 Lessons for Contingency Planning
[Bank of the West/BNP Paribas] As COVID-19 disrupts global business, what can corporate Treasurers learn about business continuity? If the COVID-19 pandemic has taught...
How New EU Regulations Could Impact Global Payments
[Discover Global Network] Europe has long spearheaded change for much of the payments industry. From instituting tighter interchange rules to accelerating cross-border...
Six Keys to Remote Treasury Management
[Bank of the West/BNP Paribas] The shift to remote work has forced Treasurers to find new solutions to traditional treasury functions. Managing treasury functions in...
Super Apps Are Booming, and Here’s Why It Matters
[Discover Global Network] Super apps, which combine payment, social media, merchant, loyalty programs and more under a single umbrella, are booming. Since 2011, when...
Lessons from the Pandemic: 4 Key Takeaways
[Bank of the West/BNP Paribas] With a disruption in supply chains and consumer habits changed, what can be learned from recent events? After decades spent refining...
4 Key Lessons for Merchants During the Coronavirus Pandemic
[Discover Global Network] The long-term impact of the coronavirus pandemic has yet to be determined, but the immediate turmoil confronting the merchant community as a...
7 Key Elements for Merchant Payments in a Digital Future
[Discover Global Networks] The push for customer-centrism was born decades ago when shoppers entered a store and merchants planned their products and services around...
The Future of Urban Mobility
[Forbes, for Bank of the West/BNP Paribas] Technology is changing how the world moves. It’s time to rethink what that means for companies and city centers. The future...
4 Key Lessons for Merchants During the Coronavirus Pandemic
[Discover Global Network] The long-term impact of the coronavirus pandemic has yet to be determined, but the immediate turmoil confronting the merchant community as a...